• Flexible Car Financing Options

    Get low rates, fast approval, and trusted financing tailored to your needs.

    Apply Now Get a Quote

    Types of Financing Options

    New Car Financing

    Get a loan for brand-new vehicles at competitive interest rates from banks or credit unions. Ideal for customers buying directly from a showroom, with flexible terms and the ability to pre-qualify.

    Used Car Financing

    Financing options for pre-owned vehicles. Rates may be slightly higher compared to new cars, but lenders often provide flexible terms and competitive resale-value-based lending. :contentReference[oaicite:1]{index=1}

    Leasing vs Loan

    Leasing lets you pay for the depreciation of the car during the lease term with lower monthly payments, but you don’t own the vehicle until you buy it. :contentReference[oaicite:2]{index=2} With a loan, you make monthly payments toward ownership, and once the term is over, the car is yours.

    Refinancing

    Refinancing allows you to replace an existing car loan (new or used) with a new one — often to reduce your interest rate, extend your loan term, or get better repayment terms. :contentReference[oaicite:3]{index=3}

    How It Works

    1

    Apply Online

    Fill in your basic details and loan preferences in our simple online form.

    2

    Get Approved

    We review your application, verify documents, and decide quickly.

    3

    Choose Terms

    Select your loan tenure, down payment, and EMI plan that suits you.

    4

    Drive Away

    Once approved, the funds are disbursed & you drive away in your new car.

    Compare Financing Plans & Eligibility

    Plan Term Length Interest Rate (APY) Estimated EMI (Monthly)
    Plan A (Short Term) 36 months 6.5% $850
    Plan B (Medium Term) 60 months 7.2% $550
    Plan C (Long Term) 84 months 7.8% $420

    Required Documents & Eligibility

    Eligibility Criteria

    Typical criteria to qualify for a car loan:

    • Age: 21-60 years for salaried / up to ~65 years for self-employed
    • Minimum Credit Score: ~700 or more (depends on lender)
    • Minimum Income: Depends on lender (e.g. salaried: ₹25,000+ per month in some cases)